Consolidating a private loan with a federal loan


Keep in mind that extending the repayment term may increase the amount of interest you pay over the life of the loan.student loan is subject to completion of a loan application/consumer credit agreement, verification of application information, credit qualification, and a benefit to borrower determination.



The cosigner doesn’t have to be a relative; he or she can be anyone who meets the requirements — ideally someone with an established credit history and steady income. We will evaluate credit, employment, and income factors to determine the student borrower's ability to take full responsibility for repaying the loan.loan allows you to consolidate multiple private student loans or refinance a single private student loan.This can potentially lower your monthly payment by qualifying for a lower interest rate or extending the loan repayment term.The APR for a variable rate loan may increase during the life of the loan if the index increases. Rates are current as of 04/01/2018 and subject to change without notice.

Wells Fargo reserves the right to change rates, terms, and fees at any time.

Most borrowers will need a cosigner for this loan to meet credit, employment, and debt-to-income requirements.